XRP to $215? Possible If It Captures Just 10% of the Tokenization Market

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A projection has emerged suggesting that XRP could surpass $200 if 50% of global circulating cash is tokenized and the XRP Ledger captures 10% of the tokenized market.

According to cryptocurrency outlet The Crypto Basic on February 25 (local time), as real-world asset (RWA) tokenization rises as a central theme in the financial industry, the XRP Ledger (XRPL) is demonstrating remarkable growth in this sector. The XRPL has added $1.3 billion in tokenized assets this year alone, expanding its total to over $2.3 billion. Experts anticipate that as the tokenization of financial assets accelerates, the impact on XRP’s price could be substantial.

Brad Kimes of Digital Perspectives emphasized that the tokenization of global assets could operate seamlessly on the XRP Ledger. Kimes noted that approximately $50 trillion—about 90% of currently circulating funds—already exists in digital database form, suggesting that converting these into tokenized formats could proceed much faster than expected. In particular, claims that the Depository Trust & Clearing Corporation (DTCC) could tokenize $100 trillion in assets within minutes have positioned the passage of related legislation as the final piece of the puzzle for market expansion.

Attention is also focused on simulation results assuming that half of the $50 trillion in global circulating funds—$25 trillion—becomes tokenized, and the XRP Ledger processes 10% of that amount, or $2.5 trillion. In this scenario, XRP serves as a core liquidity tool supporting real estate, private equity, and fiat currencies for major institutions. Analysts argue that if daily settlements reach $25 billion, a significant increase in asset value would be essential to ensure market stability and liquidity.

According to liquidity models, a buffer equivalent to 10 to 20 times the daily transaction volume is required to process trades stably. If XRP’s price remains at its current low level, even a $500 million institutional fund transfer could cause severe instability and slippage in the market. Therefore, calculations suggest that for $2.5 trillion in assets to be settled within sub-second timeframes, XRP would need to reach approximately $215 per token.

Based on a circulating supply of about 60 billion XRP, this would place the network’s total value at roughly $12.9 trillion. Ripple is currently focused on upgrading infrastructure to secure an early lead in the real-world asset tokenization market, and if institutional support materializes, XRP is expected to evolve beyond a simple investment asset to serve as a core artery of global finance. Investors are watching the pace of expansion in the tokenization market and changes in the XRP Ledger’s market share as key indicators of a potential price surge.

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