Crypto Market Structure Bill Passes, Is XRP the Biggest Beneficiary?

▲ XRP

Expectations are rising in the market as forecasts suggest that the value of XRP could surge to unprecedented levels if the U.S. cryptocurrency market structure bill (CLARITY) is passed and widespread adoption by American banks takes place.

According to crypto media outlet The Crypto Basic on February 20 (local time), the completion of legislation for the U.S. cryptocurrency market structure bill and the integration of XRP into the U.S. banking system are being cited as two key milestones that will determine the future price of XRP. The bill is expected to provide legal clarity for virtual assets, potentially paving the way for significant capital inflows from major financial institutions that have hesitated to enter the market due to regulatory uncertainty.

Experts predict that if U.S. banks fully adopt XRP for international remittances and payment systems, it could handle transactions worth trillions of dollars annually. The XRP Ledger already possesses the technical capability to complete cross-border transfers within seconds at low cost, and Ripple’s progress toward entering the institutional financial sector, including efforts to obtain a federal banking license, is accelerating. If integration into the financial network becomes a reality, demand for XRP is expected to grow exponentially.

Analysts say that if legal clarity and bank adoption materialize together, XRP could surpass $10 in the short term and potentially target highs above $100 in the long run. Shannon Thorp, a former Wells Fargo executive, noted that if XRP absorbs liquidity from the global foreign exchange market, its value could reach levels beyond current imagination. Market participants are increasing their XRP holdings in anticipation of such a scenario.

The introduction of the U.S. cryptocurrency market structure bill is expected to elevate not only XRP but the entire digital asset industry. Ripple has already demonstrated real-world utility through partnerships with numerous financial institutions worldwide, and resolving regulatory uncertainty in the U.S. market is seen as the final missing piece of the puzzle. Coupled with the U.S. government’s pro-crypto policy stance, XRP is likely to further solidify its position as a standard currency within the institutional financial system.

Disclaimer: This article is for investment reference only, and no responsibility is assumed for any investment losses resulting from it. The content should be interpreted solely for informational purposes.