Former Ripple CTO says XRP’s national adoption is inevitable
A claim has emerged that the nation-level adoption of XRP (Ripple) is not a matter of speculative expectation but an inevitable response to geopolitical realities.
According to cryptocurrency-focused outlet Watcher Guru on February 8 (local time), David Schwartz, former Chief Technology Officer of Ripple, recently explained in an industry discussion why XRP is positioned to become a “neutral means of settlement” for countries and financial institutions. He emphasized that demand is increasing for an asset that no single nation can control, rather than currencies managed by competing states.
Schwartz noted that while major economic blocs such as the European Union, Russia, and China want their currencies to serve as alternatives to the U.S. dollar, other countries are unlikely to accept them. He said, “Outside the EU, no one wants the euro; outside Russia, no one wants the ruble; outside China, no one wants the yuan,” adding that “in that case, choosing a currency that none of them controls is rational.” This illustrates why countries are exploring politically neutral digital assets instead of national currencies.
This perspective is significant in that XRP is being adopted not as a “consumer currency” but as “payment infrastructure.” Schwartz explained that even if banks and governments adopt XRP, the general public does not need to use it for everyday transactions. The key point is not to directly replace the dollar-centric system, but to diversify risk by utilizing a neutral payment layer that is not under state control.
Watcher Guru reported that as governments seek assets free from sanctions and political pressure, XRP is being reviewed as a strategic alternative. Rather than replacing the dollar itself, bypassing or complementing dollar-based systems is emerging as a more realistic option. In this respect, XRP is viewed as a structure not tied to the interests of any specific country.
Schwartz highlighted XRP’s resistance to sanctions and political weaponization as its greatest strength. He projected that this characteristic could create tangible value in international trade and cross-border settlement frameworks, and that XRP adoption will ultimately spread not because of market trends or price expectations, but driven by necessity.
Disclaimer: This article is for investment reference only, and no responsibility is taken for any investment losses based on it. The content should be interpreted solely for informational purposes.
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